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Apple Pay in the UK is open for business

20.07.15



Gone are the days of searching for your wallet or tapping in a PIN. With new Apple Pay payments can now be made with a simple touch. Apple Pay has finally arrived in the UK and is ready for use on your iPhone, Apple Watch and iPad. Here are the top four Q&A’s to get you started with the new payment method…

HOW DOES IT WORK?
Apple Pay works much like contactless credit cards. Just swipe your device against the contactless reader at the till. You’ll need to pre-enter your credit and debit card information into Apple’s Passbook app and then payment can be made with just one motion.
IS IT SECURE?
Unlike contactless cards Apple Pay includes an extra security measure. Payments are secured and verified by the owner’s fingerprint using Apple’s Touch ID. Apple Pay has also limited payments to £20, but this is expected to rise to £30 in September.

WHERE CAN I USE IT?
At present there have been reports of confusion by some sales assistants about whether their store accepts Apple Pay. Most retailers that already accept contactless payments via credit and debit cards will also support the Apple Pay system. Apple’s official retailer list already includes brands like Waitrose, Marks & Spencer, Post Office, BP, Starbucks, Wagamama, Nandos, Pret A Manger, McDonald’s and Transport for London. Expect to see many more retailers signing up in the near future.

WHICH CARDS CAN I USE?
Apple Pay works with most major credit and debit cards from the top UK banks. These currently include NatWest, Nationwide Building Society, Royal Bank of Scotland and Santander, with more joining in Autumn.